Service Package


Ideal Loan offers a 4-in-1 service package that gives you access to a range of convenient services.


Our service package comes with full access to the following products:

  • * Q-Assist Program
  • * Free Loan Finding Service
  • * Full Credit Report
  • * Legal Assist Program

The Ideal Loan Service Package comes at an affordable price of R390 once-off, plus a recurring monthly membership fee.


All products included in our Service Package can be accessed and used for as long as your membership remains active with Ideal Loan.


Free Loan Finding Service


One of our most popular services is the free loan finding service, which is included with our membership package.


After you become a member, you can utilize our network of lenders. We have built up relationships with reputable lenders in the South African finance industry. This allows us to help those who are in need of financial services.


We can submit your application to lenders who might be able to help you, based on the criteria you submit during the initial application.


We are also able to help those people who are blacklisted get access to financial aid in times of need.


There are different types of financial services that form part of our free loan finding service. Some of these include:

  • * Personal Loans
  • * Vehicle Finance
  • * Asset Finance
  • * Payday Loans

Comprehensive Credit Report


Once you become a member of our Service Package, you are given access to a regular Comprehensive Credit Report.


Your credit report will contain the following information:

  • 1. Personal information
  • 2. Summary of all accounts
  • 3. Summary of all loans
  • 4. Summary of all searches done

The benefits of a Comprehensive Credit Report:

  • * You'll know your credit rating
  • * Be informed about bad credits
  • * Have a shield between you and creditors
  • * Be protected as a consumer

Q-Assist Program


As part of our Service Package, we offer all members access to our Q-Assist Program. With this program, you can take advantage of several referal services. Whether you want to save on your current insurance premium or book your next trip at a discounted rate - our Q-Assist Program have all the tools you need.


Legal Assist


We also include a Legal Assist program with our Service Package.


Legal advice is sometimes necessary - and can become essential in times where you find yourself with a legal burden. The costs associated with legal advice and services are often high.


Even if you have not had a need for legal assistance in the past - research have shown that 90% of people will require this type of service at some point in their lives.


Our Legal Assist service gives you access to trained professionals who are able to answer the questions you may have, and even assist in drawing up certain contracts. The Legal Assist program is also available day and night, ensuring you can get the legal assistance you need at any time.


The following services are accessible through the Legal Assist program that is part of our membership package:

  • 1. 24/7 emergency legal advice helpline
  • 2. Civil Matters Advice
  • 3. Criminal Matters Advice
  • 4. Family Matters Advice
  • 5. Labour Matters Advice
  • 6. Drawing Up Of Lease Agreements
  • 7. Drawing Up Of Sales Agreements
  • 8. Drawing Up Of AOD Agreements
  • 9. Drawing Up Of Wills
  • 10. Laywer referral